What's new with Excel.

As a new home buyer (or if you’re new to Canada), the various terms related to a mortgage can be confusing. This week we explore amortization and how it affects what your mortgage really costs.

To begin, the length of your amortization period is the number of years you will need to pay the full balance of your mortgage. It’s an important decision because it affects how much interest you pay over the life of your mortgage.

They say that a creative environment can aid in improving a child's learning ability. But let's not forget that a creative bedroom is also a lot of fun, and great for the imagination! Here are some affordable (and easy) ways to give your child's bedroom a bit of a pizzazz!

If you’re new to the new homes market in Alberta, it’s important to be familiar with the Alberta New Home Warranty program.

So what is it? Essentially, the purpose of the ANHW program is to provide a process for resolving problems or issues between builders and buyers. They bring an unbiased approach to every situation to help provide an agreement or solution for all parties.

Decorating with grey doesn't have to be dull and gloomy. You’ll be surprised at what you can do. If done properly, grey can be light, bright and anything but neutral!

As a home-buyer, first timer or not, deciding on the best mortgage for you is a big part of the process! We know it can get a little confusing or overwhelming at times, so here's an easy definition of the 2 main mortgage types out there.

If you've just bought a house and are madly organizing the big move, here are 5 handy tips to get you on your way to a smoother, stress-reduced relocation.

At Excel Homes, we understand that buying your first home can be an exciting yet daunting journey. To try and ease the many questions you have, here are some important things to keep in mind after you've purchased the home and moved in. Follow these tips and you’re on your way to becoming a skilled homeowner!

If you're in the market for your first home, you might be wondering what factors lenders looks at when determining if you qualify for a mortgage. See our quick blog here to learn more about this process.

It’s been said that most lenders look at 5 factors when determining whether you qualify for a mortgage. These include the following:

Picture this. You've lived in your new home for a couple of years and the family is starting to grow up. Perhaps it's time to move into a larger, more practical home, or maybe the kids have moved out and you’re looking to downsize into a smaller, more manageable home? Either way, you may have asked yourself these two questions:

Do you take tote bags to the food store instead of using plastic bags? Maybe you’ve installed energy-efficient light bulbs in your household? If you replied yes to both questions, you’re obviously interested in reducing your carbon footprint in some way. Congratulations! If everybody on this earth did the same thing we’d all be making a considerable difference to this planet’s long term future. But for now, let’s just focus on you!