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Real Estate 101

Fixed vs Variable: Finding the Right Mortgage For You

As a home-buyer, first timer or not, deciding on the best mortgage for you is a big part of the process! We know it can get a little confusing or overwhelming at times, so here's an easy definition of the 2 main mortgage types out there.

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Real Estate 101

Qualifying for a Mortgage

If you're in the market for your first home, you might be wondering what factors lenders looks at when determining if you qualify for a mortgage. See our quick blog here to learn more about this process.

It’s been said that most lenders look at 5 factors when determining whether you qualify for a mortgage. These include the following:

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Real Estate 101

Mortgages, Brokers and Banks

There are many choices in the market today for lenders. So how do you choose one and does it really matter who you go with?

You don't have to look far to find a mortgage broker or representative that is hungry for your business. Banks and lenders are NOT all alike though. Most consumers get caught up in the rate being offered. Yes, this is an important factor in your lender choice but flexibility in terms can dramatically differentiate lenders.

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Real Estate 101

Buying Your First Home? A Little Preparation Can Give You a Big Head Start

Buying a home will likely be the largest purchase you ever make and can feel a little overwhelming. There are a couple of important things you can do to prepare to make your search easier and more stress-free.